- Affirm doesn’t charge late fees, service fees, prepayment fees or any hidden fees.
- Affirm only charges simple interest. That means interest is charged only on the purchase price. It doesn’t increase over time. Credit cards charge compound interest, which increases over time by charging interest on the purchase price plus previously accrued interest.
- Affirm will show you up front the total amount of interest you’ll pay and will never charge you a penny more. When you pay with Affirm at Target, your annual percentage rate (APR) will be between 10-36%.
- Subject to credit check and approval. Down payment may be required. Rates from 10–36% APR for orders over $50. Estimated payment amount excludes taxes and shipping fees. Affirm loans are provided by these lending partners: affirm.com/lenders.
For more information, visit
www.affirm.com/help.