Accepted payment options

Target Help
Target.com and Target app 
  • Target RedCard™ (Target Debit Card, Target Credit Card, Target™ Mastercard®)
  • Third-party credit cards: American Express®, Discover®/Novus®, Mastercard®, Visa®, Target PCard (corporate purchasing card), credit cards from foreign banks
  • Third-party debit cards: must be connected with Visa or Mastercard and processed as a credit card
  • Target GiftCards, Target eGiftCards and mobile Target GiftCards
  • Third-party gift cards from American Express, Discover, Visa and Mastercard.
  • Affirm
  • PayPal® on Target.com and the Target app
    • PayPal® is not an accepted payment method for items sold by Target Plus™ Partners.

Target stores
  • Cash: Target doesn’t accept currency or coin from foreign countries. However, depending on where the Target store is located, stores may be able to accept Canadian dollars or Mexican pesos. Target stores update exchange rates weekly.
  • Target RedCard™ (Target Debit Card, Target Credit Card, Target Mastercard™)
  • Target Application on Mobile Device (Target Debit Card, Target Credit Card, Target Mastercard™)
  • Target Temporary Slips (Target Debit Card, Target Credit Card)
  • Third-party Credit Cards: Visa®, Mastercard®, Discover®/Novus®, American Express®, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner’s Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items.
  • Debit/ATM and EBT Cards: U.S.-issued debit/ATM cards. Stores will accept Canadian debit/ATM cards with a NYCE® or an Interac® logo paired with Visa® logo. Some stores have the ability to perform SNAP transactions. 
  • Contactless pay using the Target Mastercard® or any other approved third-party credit card designed for contactless pay.
  • Gift Cards: Target GiftCards, Merchandise Return Cards and Prepaid Gift Cards with a Visa®, Mastercard®, Discover®, or American Express® logo. Starbucks gift cards can be used at the in-store Starbucks registers. Target GiftCards can’t be used to apply a payment towards a RedCard or to purchase Target GiftCards, specialty gift cards, American Express, Visa or Mastercard gift cards, iTunes gift cards, or services at Minute Clinics within Target stores.
  • Gift Certificates: A Target Corporation gift certificate is good in the issuing country only. 
  • Merchandise Voucher: Target merchandise vouchers don't expire. 
  • Multiple Payment Methods Sales: Store team members can accept both a credit and debit card or EBT card per sale. Our checkout registers can process multiple credit cards in one transaction. 
  • Personal Checks
  • Rebate Checks: Generally only pay for part of the cost of an item. Rebate checks are not allowed to purchase any Target GiftCard, specialty gift card or any third-party gift cards from American Express, Discover, Visa and Mastercard. FSA /HSA checks are redeemable at pharmacy and optical lanes.
  • WIC (Women, Infants and Children) Program (approved in authorized stores only)
  • Mobile Payments such as Apple Pay®, Google Pay™, Samsung Pay, or any contactless digital wallet.
  • Alipay is approved in authorized stores only. 
  • Campus Cash is approved in authorized stores only.

Not accepted by Target
  • Foreign Checks and Currency: Target doesn’t accept currency or coin from foreign countries. However, depending on where the Target store is located, stores may be able to accept Canadian dollars or Mexican pesos. Target stores update exchange rates weekly. 
  • Mall Certificates and Chamber Bucks: Exception - select stores accept payments using mall certificates or chamber bucks. Call your local store to find out if they are accepted. 
  • Money Orders: Only accepted as payment on credit accounts
  • Business Checks are not accepted.
  • Merchant gift cards (e.g., Disney), except Starbucks gift cards (which can be used at the in-store Starbucks registers)


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Target now accepts contactless payment, also known as NFC, at our stores. 

Simply hold your contactless card, mobile device or wearable over the card reader screen to initiate payment until the confirmation that the payment was successful displays on the screen, and then follow the prompts on your device or card reader screen. You can do this at any time while you check out, when the card reader is ready for payment, including while the cashier is still scanning items.

Any contactless payment type can be accepted. 

Some examples of contactless payment types are:
  • Contactless credit/debit cards printed with this symbol:  User-added image
  • Mobile phone digital wallets (e.g., Apple Pay®, Google Pay™, Samsung Pay)
  • Wearables with payment enabled (e.g., Apple Watch®, Fitbit Pay) 

On your receipt, you may notice that that last 4 digits printed on the receipt are different from your card number. For digital wallets (e.g., Apple Pay) the device will tokenize your real card number to protect the card data, so the last 4 digits may look different.


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RedCards cannot be added to digital wallets like Apple Pay®, Google Pay, Samsung Pay. 

You can, however, add RedCard to the Wallet in the Target App that simplifies the checkout process in store by using a single barcode to apply Target Circle, Weekly Ad coupons, Target team member discounts, cash withdrawal (for Target Debit Card only), Target GiftCard payments, and RedCard payments, including Target Debit Card, Target Credit Card and Target Mastercard®.


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We tried to bill the issuing bank for your credit card, but they declined the charge. To protect your privacy, the issuer can't give us any information about why the charge won't go through, so you will need to call your issuing bank to resolve this matter.
 
Target Credit Card® or Target® Mastercard®Contact Target Card Services at 1-800-424-6888.
Target Debit CardContact Target Debit Card Services at 1-888-729-7331.
Target GiftCardCheck your Target GiftCard balance here.

If the Target GiftCard has a balance, but you are having redemption issues, contact our Target GiftCard Team at 1-800-544-2943.
Third-party Credit CardContact your card issuer by calling the number listed on the back of the card. 
PayPal®Contact PayPal Customer Service at 1-402-938-3614 or use the Contact Us option at paypal.com.
 
In the meantime, if you want to use a different card, visit Target.com or call Target.com Guest Services at 1-800-591-3869. We'll need the following information from you: 
  • The credit card number, expiration date and security code if required
  • The name on the card
  • Your order number


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For international payments, we accept Visa, Mastercard, Discover, American Express, Target RedCard™ or PayPal.


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Wallet is a feature within the Target app that simplifies the checkout process in store by using a single barcode to apply Target Circle offers, Target Circle earnings, Weekly Ad coupons, Target team member discounts, cash withdrawal (for Target Debit Card only), Target GiftCard payments, and RedCard payments, including Target Debit Card, Target Credit Card and Target Mastercard®.

Wallet in the Target app is currently available to all guests and can only be used at Target stores.

To get started, visit the Apple® App Store or Google Play Store to download the Target app. You can sign in to your Target.com account, or create a new account if you don’t already have one. You can find additional Help FAQs within the Target app.


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Yes. If a RedCard is included in your Wallet barcode, you are required to unlock your mobile device using Face ID, fingerprint or your Target.com user name and password.

You must also enter your RedCard PIN and a verification code (sent to the email address associated with your Target.com account) the first time you add to Wallet.

Plus, a unique barcode is generated each time you access Wallet, and it expires after several minutes so you can't screenshot or print your barcode.


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