Pre-paid gift cards

Target Help
  • Physical Gift Card: To check the balance on your physical third-party gift card, including a Visa®, Mastercard® or American Express® gift card, refer to the back of card for details. 
  • Digital Gift Card: To check the balance on a third-party digital eGift Card (email delivery), select the View and Print Your eGift Card link in the eGift Card delivery email.


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Target GiftCards can’t be used to purchase the following:
  • American Express®, Visa®, or Mastercard® gift cards or prepaid cards
  • Specialty gift cards in store or from Target.com, including gift cards for gaming, music and restaurants, such as Xbox and Olive Garden
  • Target GiftCards


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Physical Gift Card
  • Physical gift cards with a Visa, Mastercard, or American Express logo can be used at any merchant that accepts Visa, Mastercard, or American Express. Just present your card at the time of payment and sign the receipt. Some restrictions apply. Your card can't be used for cash advances, ATM transactions or at casinos. If purchasing gas, pay inside to avoid a temporary hold of funds. When using your card at locations such as restaurants, hotels or salons, the merchant may hold an additional amount for tips or other charges. The hold will be removed within seven days. To select a pin for your card, visit mybalancenow.com. When you use the card, your balance will be reduced by the full amount of the purchase, including sales tax.
  • To use your third-party gift card online at Target.com, you’ll enter the gift card as a credit card payment and the CVV code during the checkout process. 

Digital Gift Card
  • Digital Visa, Mastercard, and American Express eGift Cards can be used online at any merchant website that accepts Visa, Mastercard, or American Express in the United States. Select the View and Print Your eGift Card link in the eGift Card delivery email. Select Copy Card Number to enter the card number on the merchant website. View the security code on the back of the card by selecting the link below the card image.
  • Digital Visa and American Express eGift Cards can also be used in a store by adding the eGift Card to a digital wallet (Apple Pay®, Samsung Pay and Google Pay™). Select the link in the eGift Card delivery email to view instructions. Visa and American Express eGift Cards cannot be added to your Target Wallet in the Target app.
  • Digital Mastercard eGift Cards can only be redeemed online and cannot be loaded into any digital wallet.  

Keep in mind:
  • If your transaction total is more than the amount on the gift card, you’ll need to use another form of payment to pay the remaining balance.
  • Third-party gift cards can be used in conjunction with a Target GiftCard. However, only one third-party gift card can be applied toward an order, and third-party gift cards and credit cards cannot be combined in the same order transaction.
  • Some purchases require a pre-authorization. In these cases, a merchant may request pre-authorization for more than the purchase amount and the amount actually charged will reflect the amount signed for.
  • Third-party gift cards including Visa, Mastercard and American Express gift cards are not reloadable.


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Credits can be issued to your Visa, Mastercardor American Express Gift Card up to the original value of the card. Credits usually show on the gift card within 7–10 days, but can vary by merchant. Merchants may have different policies for handling credits of more than the original value of the gift card, so you'll need to check with the merchant when making your return.    


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Digital Visa, Mastercard, or American Express eGift Card cannot be sent to another recipient at the time of purchase. To send your digital eGift Card to another person after you place your order, select the link at the bottom of the eGift Card delivery email under Send it as a Gift? and follow the on screen instructions.


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Visa, Mastercard, or American Express Gift Cards cannot be used to purchase Visa, Mastercard, or American Express, Target GiftCards or other specialty or prepaid cards. A limit of 5 gift cards (Visa, Mastercard, and American Express) can be purchased per guest per day. These gift cards aren't reloadable and they are not offered in bulk. Visa, Mastercard, American Express Target Gift Cards are sold in increments of $25, $50 & $100. There is a fee charged at the time of purchase. The fee starts at $4 and increases with the amount of the gift card purchased.


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  • Physical Gift Card: Physical third-party gift cards purchased at Target are activated at the time of the purchase. However, check your receipt, as some receipts state a 24-hour activation period.
  • Digital Gift Card: Digital eGift Cards purchased on Target.com are active when the eGift Card email is delivered.


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Visa®, Mastercard®, or American Express® Gift Card balances never expire, and they don't have cash value. If your card has a remaining value after the "Good Thru" date passes, you can:
  • Physical Gift Card: Call the number on the back of the card, and they'll issue a new card. 
  • Digital Gift Card: Visit the appropriate prepaid card FAQ site below, and call the customer service number listed on the site: 


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If you lost your digital eGift Card delivery email or did not receive the original email, visit www.targetecards.com and follow the on screen instructions to have the email resent to the email address used when you placed your order on Target.com.
  • Your Order Number and Email Address are required to re-send the eGift Card delivery email. Locate your Order Number by viewing the Target.com order confirmation email that was sent for this purchase or log into your Target.com account and select the Orders link under your profile name.
  • The digital eGift Card email can only be re-sent to the email used in your Target.com profile for the original purchase transaction.


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  • For purchases made on or after 10/1/20: Your Visa, Mastercard or American Express Gift Card cannot be returned. 
  • For purchases made before 10/1/20: Your Visa, Mastercard or American Express Gift Card can be returned to any Target store.


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If you believe your Visa, Mastercardor American Express Gift Card has been lost or stolen, you need to notify Visa, Mastercard, or American Express. You'll be asked to provide the card number and other identifying information. If you don't have the card number, an original receipt showing the purchase of the card should suffice. If records show a value still remains on the card, American Express, Mastercard, or Visa can cancel the lost or stolen card and refund the available value to you in the form of another Visa, Mastercard, or American Express gift card. There's no fee for replacing a lost or stolen card.


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Unfortunately, we do not currently support the sale of gift cards to international guests or the redemption of gift cards for international orders.


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