RedCard

Target Help
  • Use it at any Target store or online at Target.com
  • Save 5%* on every shopping trip
  • Free standard shipping on Target.com* – minimum purchase threshold may apply
  • Get 30 extra days for returns*
  • Enjoy RedCard exclusives extras**
  • Manage your card online using Manage My RedCard

*Restrictions apply. Visit the RedCard page for more details.
**Exclusive Extras offered for select products and promotions. Some exclusive extras may not be available to all RedCard holders. Visit the RedCard page for more details.


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A Target.com account is used to manage your online orders and registries, while Manage My RedCard is used to manage your Target Credit Card™, Target Debit Card™ and Target™ Mastercard®, including paying your RedCard credit card bill, setting alerts, viewing transactions and updating your personal information.

Visit our RedCard page for more details.


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Visit target.com/myredcard to sign up or log into Manage My RedCard.


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To reset your username and password, visit target.com/myredcard and select Forgot Your Username/Password?.


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Visit the Target.com Help pages for frequently asked questions about the RedCard, or visit the RedCard page.

If you have other questions about your Target™ Mastercard® or Target Credit Card™, call RedCard Guest Services at 1-800-424-6888.

Use our automated phone system to securely access information about your RedCard. Available in English or Spanish 24 hours a day, making it quick and easy to hear your balance information, make a payment, review transaction history and much more.

To use our automated phone system, you will need: OR 
  • Your 16 digit card number
Once verified you'll be able to access:
Balance & Payment InformationCard Maintenance
  • Current Balance
  • Recent Transactions
  • Minimum Payment Due
  • Payment Due Date
  • Make a one-time payment, schedule up to 30 days in advance
    • Payments made after 11 p.m. central time post the following day
  • Review payment history including payments
  • Request a recent statement
  • Request a new card 
  • Report your card lost or stolen 
  • Manage your PIN
  • Activate a new card

For Target Debit Card™ questions, call 1-888-729-7331.

To use our automated phone system, you will need: OR
  • Your 16 digit card number

Once verified you'll be able to access:
Card Maintenance
  • Recent Transactions
  • Report your card lost or stolen
  • Manage your PIN
  • Update your bank account information
  • Activate a new card


For RedCard Reloadable Account questions, call 1-833-840-4332 or visit www.redcardreloadable.com
  • You'll need to provide your receipt for reload information. 


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Visit Target.com/RedCard for more information.


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You must apply online. In-store applications aren’t available. Visit www.redcardreloadable.com to apply.

If you’re approved, you’ll need to wait for your physical card to arrive in the mail. 


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Yes. The limits below are:
  • Maximum balance: $250,000 per account
  • ACH: $10,000 per day
  • Direct deposit: $ 10,000 per day
  • Cash loads: $2500 per day, $5000 per month
  • Remote check capture: $2500 per day, $5000 per month

Refer to the Deposit Account Agreement for complete details.


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You can use your card anywhere Visa is accepted. 


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  • You can use your RedCard Reloadable Account to purchase Target GiftCards.
  • You can use your RedCard Reloadable Account in combination with a Target GiftCard to make purchases on Target.com or in-stores.
  • You cannot use your RedCard Reloadable Account in combination with another credit card.


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  • In-store transactions:
    • A PIN will be required if you select Debit.
      • You must select Debit and enter your PIN for cash back.
    • A PIN is not required if you select Credit.
  • Target.com transactions: Enter the card number and CVV.


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You're not able to use your RedCard Reloadable Account or debit card to make payments on your Target™ Mastercard® or Target Credit Card™.

There are also limits to how much you can load and withdraw. Learn about the limits.


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  • Purchase fees:
    • Online: Free
  • Reload fees:
    • In-store at Target: Free
  • ATM fee:
    • All-Point ATM at Target: Free
    • All-Point ATM outside of Target & other ATMs: $2.50 + any additional service fees
  • Check capture fee:
    • Standard (non-instant): Free
    • Instant: 1% ($5 minimum)

Learn about all the fees and fee schedule.


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Download the RedCard Reloadable app in the app store or log into your account at www.redcardreloadable.com.


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Contact Customer Service at 1-833-840-4332, or you can check your balance by logging into your account on the RedCard Reloadable app or at www.redcardreloadable.com.


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You can reset your PIN by:


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You'll need to activate your personalized card before you can start making purchases. 


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Wallet is a feature within the Target app that simplifies the checkout process in store by using a single barcode to apply Target Circle offers, Target Circle earnings, Weekly Ad coupons, Target team member discounts, cash withdrawal (for Target Debit Card only), Target GiftCard payments, and RedCard payments, including Target Debit Card, Target Credit Card and Target Mastercard®.

Wallet in the Target app is currently available to all guests and can only be used at Target stores.

To get started, visit the Apple® App Store or Google Play Store to download the Target app. You can sign in to your Target.com account, or create a new account if you don’t already have one. You can find additional Help FAQs within the Target app.


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Yes. If a RedCard is included in your Wallet barcode, you are required to unlock your mobile device using Face ID, fingerprint or your Target.com user name and password.

You must also enter your RedCard PIN and a verification code (sent to the email address associated with your Target.com account) the first time you add to Wallet.

Plus, a unique barcode is generated each time you access Wallet, and it expires after several minutes so you can't screenshot or print your barcode.


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